IS-1022: Substantiating Disaster-Related Damages to Buildings, Contents, Vehicles, and Equipment
Understanding IS-1022: Substantiating Disaster-Related Damages
This study guide includes all correct answers for
IS-1022: Substantiating Disaster-Related Damages to Buildings, Contents, Vehicles, and Equipment
Course Date
2/28/2019
Course Overview
Course Objectives:
- Identify the information FEMA requires to document disaster-related damage for buildings, contents, vehicles, and equipment.
- Differentiate pre-existing and deferred maintenance conditions from disaster-related damages.
- Explain methods for costing disaster-related damage to buildings, contents, vehicles, and equipment.
- Describe considerations for buildings, contents, vehicles, and equipment within Public Assistance projects.
Prerequisites
None
CEUs:
0.2Course Length:
2.25 hoursAssessing Damages to Buildings
IS-1022 teaches you how to substantiate disaster-related damages to buildings effectively. You need to assess both structural and aesthetic damage. For instance, if a hurricane damages your roof, you should document not only the visible damage, but also any hidden issues like leaks. It's crucial to take photos and gather repair estimates promptly. This information is vital for insurance claims, because thorough evidence can speed up the compensation process.
Documenting Loss of Contents
When it comes to personal belongings, IS-1022 guides you on how to properly document losses. You can start by creating a detailed inventory of your damaged items, including photographs and receipts when possible. If a flood destroys your furniture, utilize these documents to support your claims. This method is effective, and many people find it beneficial to keep copies of these records in a separate location, so they aren't lost in another disaster.
Claiming Vehicle and Equipment Damages
Vehicles and equipment often suffer damages during disasters, so IS-1022 emphasizes the importance of proper documentation. If your car is damaged in a storm, report the specifics like the extent of the damage and any repairs needed. Furthermore, documenting the situation immediately helps maintain accuracy. Put together detailed records, and it will be easier to file claims with your insurance company. Remember, timely submission of your claims can lead to faster resolutions.
