• IS-1109.A: Understanding Basement Coverage - FEMA Test Answers Official Site

IS-1109.A: Understanding Basement Coverage


This study guide includes correct answers for

IS-1109.A: Understanding Basement Coverage



Course Date


Course Overview

Understanding Basement Coverage reviews key characteristics of basement buildings and discusses covered and non-covered building and personal property items located in basement buildings. The final section concludes with Special Adjustment Issues.

Course Objectives:

At the end of this course, you will be able to:

  • Identify characteristics of a basement
  • Distinguish between covered and non-covered building and personal property items in basements
  • Identify special adjusting issues related to a basement claim
  • Explain coverage limitations associated with basements and document accordingly

Primary Audience


Flood Claims Adjusters employed by a claims adjusting company, insurance companies that write NFIP flood insurance (WYO), or contracted to work through other adjusting companies, salvors, engineers, architects, building code officials, floodplain managers, local officials and the general public




Recommended Prerequisites

IS-1104, IS-1107, IS-1112




Course Length:

1 hour